Investing in housing, investing in people

Our Model

Multiple systemic challenges

Local authorities simply don’t have the houses to meet demand. Most vulnerable families lack the means to move into private rental properties. Meanwhile, with interest rates at a record low, many investments are actually losing money. Surely there’s a way to connect the dots, to everyone’s advantage?

One smart solution

At KeyStone, we have been working with local authorities and investors to move vulnerable families off the council waiting list and into a safe, secure home. We manage the process end-to-end using technology: purchasing, renovating, renting – and eventually selling – properties, to provide a sustainable roof over families’ heads. And sustainable returns to our investors in the process.

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How does it work?

Nationwide experience, local expertise

Working across the country, we’ve developed relationships with local authorities in each region. We combine their knowledge with our data models to identify the right properties, and draw on the professional expertise, to get the process moving. Fast.
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Money matters

To purchase a property, we set up a limited company – which enters into an automated loan agreement with each investor. Every pound you invest goes on to finance the purchase and renovation of the building.
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From empty house to forever home

The houses we buy have usually sat empty for some time. We’ll take care of any remedial work needed – in line with local government requirements – to transform this unloved space into a brand-new start for someone in need. All in a matter of weeks leveraging a tech-enabled repeatable model.
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Giving back

From purchase to eventual sale, we take care of all the details, even managing some properties ourselves. You’ll receive 60 monthly interest payments, at a target annual interest rate of 6-8%. When the loan expires, we sell the property ( giving the tenants first priority to purchase) to raise the funds to return your initial investment. We are exploring blockchain technology to make this process quick and seamless.

How does it work?

Nationwide experience, local expertise

Working across the country, we’ve developed relationships with local authorities in each region. We combine their knowledge with our data models to identify the right properties, and draw on their professional expertise, to get the process moving. Fast.

Keystone Unlocking Potential green arrow

Money matters

To purchase a property, we set up a limited company – which enters into an automated loan agreement with each investor. Every pound you invest goes on to finance the purchase and renovation of the building.

Giving back

From purchase to eventual sale, we take care of all the details, even managing some properties ourselves. You’ll receive 60 monthly interest payments, at a target annual interest rate of 6-8%. When the loan expires, we sell the property (giving the tenants first priority to purchase) to raise the funds to return your initial investment. We are exploring blockchain technology to make this process quick and seamless.

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From empty house to forever home

The houses we buy have usually sat empty for some time. We’ll take care of any remedial work needed – in line with local government requirements – to transform this unloved space into a brand-new start for someone in need. All in a matter of weeks leveraging a tech-enabled repeatable model.
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Housing, and beyond

At KeyStone, we understand that a safe place to live is only the beginning of a brighter future. That’s why we continue to offer our tenants support and training to get back on their feet and always give them the first priority to purchase the home at the end of their tenancy.

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Training

From training in the building trade to mentoring future families, we offer tenants the skills to boost confidence and open opportunities.
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Employment

We support tenants who’ve trained with us into employment to help them break the benefits cycle and improve financial stability.
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Priority to buy

Our investment model makes it easy to shift full or partial ownership to tenants at the end of the lease term.
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Our vision for KeyStone

At KeyStone we want to become a driving force for change in the affordable housing sector, while providing a powerful and rewarding investment model for our partners.

We plan to expand from our base in Liverpool to other major cities across the country to provide long-term housing solutions for vulnerable families and secure attractive returns for you.