Housing investment that builds futures

In the UK, thousands of people lack a safe, affordable place to live – while hundreds of homes sit empty across the country.

At KeyStone, we’re working to redress the balance, one investment at a time. With the help of socially-minded investors and forward-thinking councils, we purchase, renovate and breathe new life into empty houses. We use technology every step of the way to radically speed up the process.

Keystone Unlocking Potential training

Providing a home for those in need.

Keystone Unlocking Potential employment

Cutting council waiting lists.

Keystone Unlocking Potential priority

And delivering attractive, reliable returns to our investors.

Latest from KeyStone

Articles and Analysis

Social Media

Have a look at our property on Cavendish Street in a Birkenhead!

#property #investment #socialhousing #housingcrisis #homelessness #birkenhead #propertymarket #uk
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Change takes time.

#housingcrisis #housing #property #propertyinvestment #makingadifference
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Since the Universal Credit uplift was cut on the 6th of October, low income households have been left in an impossibly difficult position. However, the Chancellor of the Exchequer tried to reverse the impact of his Budget announcement on Wednesday.
Rishi Sunak made a variety of promises, chief among which were a reduction in the Universal Credit 'taper rate' from 63p to 55p for every £1 earned – meaning individuals don't feel as discouraged to work - coming no later than the 1st of December this year and an increase in minimum wages across the board next April, including taking the national living wage from £8.91 to £9.50 an hour.

#housingcrisis #housing #affordablehousing #change #propertyinvestment #properties
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We can no longer accept temporary solutions for long-term problems.

#temporaryaccomodation #housingcrisis #housing #waitinglist #properties #
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We don’t just give our tenants somewhere to live, we give them a home. We provide long-term secure tenancies that remove the anxiety that short-term, temporary lettings cause to families. By housing families in a stable place they can call home, we give vulnerable people the footing to rebuild and transform their lives. ...

As our new projects start to move forward rapidly, it’s important for us not to get sidetracked and lose sight of our goals.
Our team meeting last Friday was really enlightening in clarifying the areas we need to be focusing on

#housingcrisis #housing #team #propertyinvestment
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Universal Credit and affordable housing are inherently linked. Since the end of the Universal Credit uplift on the 6th of October, families have be struggling to stay on top of bill payments and have been forced to go to food banks due to their circumstances.
Not everyone claiming Universal Credit is unemployed: many working people also receive payments because the wages they earn are simply not enough to live on. There are around 6 million claimants on UC and over 2 million of them are employed, meaning that this change will not impact just the jobless, but many of the low earners too. At KeyStone, we're picking up the pieces and are striving to provide affordable housing for all.

#housingcrisis #community #change #housing
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The importance of having a home should not be understated. Everyone should have the right to have a place they can call their own. ...

Here are some beautiful cards from Homeless Made.

Homeless Made provides a platform for artists who are homeless or living with a mental health condition to exhibit their work and to earn an  income.

The Artist receive a 50% of the profits and using the remaining to help other people get off the streets."
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First look at our property on Spring Street, Wigan. More to come soon… ...

New beginnings.

#homelessness #temporaryaccomodation #housingcrisis #affordablehousing #change #makeadifference
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The pandemic has meant that we have all had to adapt and evolve with the times. Working from Home and online meetings have become the new normal, and now more than ever have we realised the importance of technology to allow us to continue working and build our businesses even under the harshest of circumstances.

#homelessness #temporaryaccomodation #housingcrisis #affordablehousing #change #makeadifference
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Last week our team organised viewings for our newest property in Birkenhead! It was great to meet everyone who attended the viewings and show them around what could be their future long-term home.

#properties#propertyinvestment#socialenterprise#affordablehousing
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New government statistics outlined the fact that nearly 100,000 households in England are currently living in temporary accommodation.

This number has increased rather drastically compared to last year, with just over 88,000 households living in temporary accommodation in 2020.

It’s obvious that our country needs to deliver more genuinely affordable homes so that vulnerable families can finally begin rebuilding their lives and work towards a happier and healthier future.

Our work is so much more than just the property- we also hope to transform lives.
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With numbers this high it’s impossible to ignore the importance of good housing for one’s mental (and physical) well-being. Everyone deserves a safe, secure home so they can thrive in life. This is why we do what we do. ...

With stats like these it’s hard to see why more isn’t being invested in social housing. ...

More than one million children in England live in bad housing; therefore more than one million children will be impacted severely by the long-term effects of their housing. ...

It costs less to address the issue of homelessness than it does to turn a blind eye to it. ...

The fact of the matter is that not enough homes are being built for those who need it most.

With this in mind, we at KeyStone help tackle the housing shortages for social tenants by buying and renovating long-term empty homes, leasing the properties to local authorities, and ensuring that vulnerable families are housed in suitable homes.
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Today marks the four year anniversary of the Grenfell Tower Fire. We pause to remember and pay our respects to the 72 who lost their lives, to those who have lost their loved ones, and to those who continue to be affected by this tragedy. ...

There are approximately 60,000 families stuck in temporary accommodation in England.

Everyone deserves to have a long-term, secure house they can call home, which is why we are devoted to achieve this.
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Although they are often used interchangeably, there is a big difference between social rents and affordable rents.

The number of social homes with social rents in the UK has decreased dramatically over the past couple of years. Instead we are seeing a trend towards building more affordable housing which, despite the name, is still unaffordable for many.

We need to increase the stock of social housing in the UK so people can actually live in genuinely affordable homes.
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Earlier this week we met with Barons Court Project, a charity who provides support for those who are homeless/ on low incomes, as well as those who suffer with mental health issues in the Hammersmith and Fulham area.

We gained valuable insight from Barons Court Project on how they have been able to make such a profound impact on their community by:
- supporting the homeless into secure accommodation
- providing one-to-one job coaching and ultimately getting those in need into employment  

All of which we hope to do ourselves in the North West. 

Thank you @baronscourtproject for meeting with us. We look forward to collaborating with you and sharing ideas to achieve some of the goals our organisations have in common.
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You can make a difference.

Every pound you invest will be used to purchase and renovate an empty property. You’ll receive 60 monthly interest payments and your initial loan back after five years.

Meanwhile, you’ll have housed a vulnerable family, changed the face of a community and improved wellbeing for all. It’s as simple (and rewarding) as that.
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It’s #mentalhealthawareness week this week so it’s important to highlight the ways in which housing can deeply affect one’s mental health.

Please visit the following link from @mindcharity if you or someone you know needs any extra information/support on how to cope: https://www.mind.org.uk/information-support/guides-to-support-and-services/housing/housing-and-mental-health/
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Comment your thoughts on the rise of property prices during the coronavirus pandemic down below! ...

COVID-19 has exposed the gross shortage of suitable affordable and social housing in this country.

Since the beginning of the pandemic, the number of households with children made homeless in England has increased by nearly 30%.

Now, more than ever, we need to invest in housing and invest in people.
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The importance of having a stable, long-term home should not be understated.

We house vulnerable families living in temporary accommodation across the UK so that they finally have a chance to live an easier and better life.
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Single mothers are hit hardest in the housing crisis.

In England, 93,490 households are in temporary accommodation. Over 38% (36,170) of those households are comprised of single mothers with dependent children.

This is striking when compared to the fact that only 3.2% (2,970) of those total households include single fathers with dependent children.
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More than one million children in England live in bad housing. What does bad housing mean for children and their educational?

Poor housing affects children’s ability to learn at school and study at home.
- Homeless children are 2-3 times more likely to be absent from school due to the temporary nature of their accommodation
- Children living in unsuitable and overcrowded homes miss school more frequently due to higher risk of illnesses and infections
- Bad housing means that children generally have lower educational attainment, which leads to greater likelihood of unemployment and continued poverty.

A good home is more than just a place to live. It’s a chance to build a better life.
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We aim to make a real long term difference to families by providing affordable homes and more. We have aligned our own personal impact goals with those from the UN’s list of Sustainability Development Goals.

The first SDG we have focused on is Goal 1: End poverty in all its forms everywhere.

Everything starts with a place to live. By housing families quickly – in a safe and healthy space – we give vulnerable people the footing to rebuild their lives. While our ongoing support through training and employment opportunities helps to improve their overall prospects.
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In the UK, over 120,000 children live in unsuitable and overcrowded temporary accommodation.

We house vulnerable families quickly - in a safe and healthy space - giving vulnerable children a chance to build their futures.
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The majority of homeless people are hidden from official statistics and services. We want to find a place for the hidden homeless. ...

Based on the UN’s Sustainable Development Goals, we have our own goals to make a lasting and immediate impact on the hidden homeless. ...

Our homes are our foundations.

At KeyStone, we provide a stable home to vulnerable families, giving us the chance to build futures and transform lives.
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Investing with Impact

Creating sustainable homes - and sustainable returns

You can make a difference

Every pound you invest will be used to purchase and renovate an empty property. You’ll receive 60 monthly interest payments and your initial loan back after five years.

Meanwhile, you’ll have housed a vulnerable family, changed the face of a community and improved wellbeing for all. It’s as simple (and rewarding) as that.

You can make a difference

The story so far...

Keystone Unlocking Potential investment
5 year tenancies for families
5% interest paid to investors
Keystone Unlocking Potential INVESTORS
Keystone Unlocking Potential OPTION TO BUY

“I would like my money to make a real difference to young lives. Helping families to secure a long-term home is a great place to start.”

– Dhruv Patel